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But he got suspicious when the person he was speaking with got him to download software that gave them access to his computer to “help” with the refund. When Larry received a bill for $349 for virus protection software he hadn’t signed up for, he quickly contacted the company to cancel the service. It's only Equifax that has decided to suck.Can a Credit Freeze Protect Your Identity?

Anyone else experience anything like this? I am at 100% stress levels.ĮDIT: I also forgot to mention that TransUnion and Experian have all of my info available to me. I am planning on going to my bank today and seeing if they are able to communicate with Equifax and verify my information. What is really scaring me is that my personal information is floating around somewhere, as I am POSITIVE that fax with ALL of my information attached went through. At this point I'm ready to go play in traffic. Guess what? She tells me it will take up to 30 days and that they have no record of any of my documents being received. After 14 business days I call and ask for a supervisor. I am again told that I was given false information and that I will have to wait 7-10. Somehow I patiently wait to hear from Equifax. At this point, my application for housing has been terminated and I began driving over an hour to work every day. I was informed that I was given false information and that it would take 5-7. After faxing over the document along with the copies, I got a confirmation that it went through.Īfter the 3-5 business days they said it would take had passed, I called them once again. Before hanging up the phone I made sure the verify that the FAX number was correct. So, I call them and they tell me that they cant verify my identity and that I need to fax over a cover letter as well as a copy of my SS card and driver's license. I got an error labelled 'NH' and had a message informing me to call. I attempted to unfreeze my account via their website. What makes this especially weird is that they had already required me to divulge my salary (which actually includes a separate check every month to cover my rent).Īnyways, they informed me that my report is locked, and that if I did not get it unlocked by the end of the week, my housing application would be terminated. Long story short, I moved nearly 1,000 miles to a new city only to find out that my apartment complex would like to run a credit report on me. So, I began looking for housing with my friend who lives in the area I am now employed. So, I have had a MISERABLE experience with Equifax over the past month. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.
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Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
